我们的 主要屋主(HO5) 冰球突破网址以更少的投入提供更多的保障. 那这笔交易为什么这么好? 我们会诚实的, this coverage isn't for everyone—this exclusive HO5 policy is catered to Florida homeowners who have a home value of $500,000 - $2.500万美元和良好的信用评级! 我们的 HO5 policy includes coverage for loss of personal property by misplacing or losing it and includes our 设备故障 and Service line coverage.
覆盖增强, such as higher special limits for certain classes of Personal Property and Personal Injury coverage, 包括在这项政策中.
我们的 总理 policy covers lost or misplaced items, 比如珠宝, 皮草, 和手表, at no extra cost—that’s more bang for your buck!
宝贵的附加险, such as coverage for refrigerated property and lock replacement, 也包括在我们的总理保单内吗, 给你额外的安心.
Helpful information is included for each type of coverage to give you a better understanding of the flexible options we offer our customers.
冰球突破网址A为您的家庭提供冰球突破网址. Your Coverage A limit should reflect the amount it would cost to rebuild your home. This is known as your home’s replacement cost value, which is not the same as the market value of your home. How do you determine the replacement value of your home? We have a special tool called a replacement cost calculator that can help you and your agent determine the replacement value of your home.
我们的高级房主(HO5)计划提供 Coverage A limits from $500,000 to $2,500,000.
Coverage B provides coverage for other structures on your property that aren’t attached to your home. 独立车库, 谷仓, 效用流, or in-ground swimming pool would be considered an “other structure.”
我们的高级房主(HO5)计划提供 Coverage B limits from 2% to 70% of the Coverage A limit.
If you have an inground pool with an attached aluminum screened enclosure you may want to consider adding our optional Limited Screened Enclosure or 车棚 Coverage endorsement.
Coverage C provides coverage for your personal property. 家具, 服装, 珠宝, 电子产品, and appliances are a few examples of personal property items you may want to insure. 我们的 总理 program includes replacement cost coverage, which means there is no deduction for depreciation.
我们的高级房主(HO5)计划提供 Coverage C limits between 25% and 75% of the Coverage A limit.
You also have the option to exclude this coverage.
Note: Certain classes of property, such as 皮草, 珠宝, and silverware, have a set coverage limit.
If you own items with a value higher than the special limit included in our 总理 首页。owners policy, we have an optional 附表个人财产 endorsement that can be added to the policy to insure those items at their appraised value.
Coverage D provides coverage for the additional living expenses you and your family incur when your home becomes uninhabitable due to a covered loss. This includes the cost of a place to stay, food, and 服装.
The 主要屋主(HO5) policy provides a Coverage D limit of 10% of the Coverage A limit.
To ensure our customers have immediate access to the funds they need, 我们为他们提供预付借记卡. This is one of the many solutions we've implemented to improve our customers’ experience.
Tip: It’s important to keep all your receipts.
Coverage E provides coverage that can protect you in situations that may be unforeseen, such as a friend twisting their ankle on a loose step. Liability coverage also covers certain defense costs - even if the lawsuit filed against you is false, 毫无根据的, 或欺诈. However, it does not cover liability losses caused by any animals you own or keep.
高级房主(HO5)政策提供 Coverage E limits of 10万，20万，30万，50万.
小贴士:如果你养狗, we have an optional 狗的责任 Coverage Endorsement that can be added to your policy to provide coverage for bodily injury and property damage caused by your dog (certain restrictions apply).
Coverage F provides coverage for medical expenses incurred by someone who does not reside in your household and is injured on or by your property.
高级房主(HO5)政策提供 Coverage F limits of $1,000, $2,500, and $5,000.
We want to be upfront about potential savings options and discounts available to you. On top of the premium credit this policy already provides for good credit, there are even more ways to keep money in your pocket.
Call us today to see if you qualify for this exclusive policy that can save you money!